How to Transfer Money from BDO to BPI?

To start the fund transfer process from BDO to BPI or other local banks, ensure you have an active BDO online banking account. If not, you can sign up on the official BDO website. Let’s check out the step by step guide.

How to Send Money from BDO To BPI:

Step 1: Log in to Your BDO Online Banking Account

Once your account is active, log in to your BDO online banking account by clicking here. Enter your User ID and Password and click on Login

enter username and password

Step 2: Initiate the Transfer

Hover your mouse cursor over “Send Money” and click “To Another Local Bank” to start the transfer process.

Step 3: Provide Sender and Receiver Details

Fill out the necessary details for the transfer, including:

Step 4: Provide Sender and Receiver Details

When transferring funds from BDO to BPI, fill in the essential details:

  • Settlement Type: Credit to Another Local Bank
  • Transaction Type: Credit to Other Bank
  • Transfer From: Your BDO Account
  • Amount: Specify the Amount
  • Destination Bank: Choose from the Dropdown
  • Destination Account Number: Recipient’s Bank Account
  • Receiver Name: Full Name of Recipient
  • Mobile Number: Recipient’s Cellphone
  • Purpose of Transaction: Specify the Purpose

Step 5: Review and Confirm

Review the entered details to ensure accuracy and click “Continue” to proceed.

Step 6: Enter OTP and Confirm

Enter the one-time password (OTP) sent to your mobile number to confirm the transaction.

Step 7: Transaction Success

You will be notified of the successful transaction, and a reference number will be provided for your records.

Participating Banks

BDO allows transfers to various local banks through InstaPay, including but not limited to:

  • Asia United Bank
  • Bank of Commerce
  • Bank of the Philippine Islands
  • China Bank
  • China Bank Savings
  • Chinatrust Bank
  • Development Bank of the Philippines
  • Dungganon Bank
  • East West Bank
  • Equicom Savings Bank
  • G Exchange, Inc.
  • Isla Bank Inc.
  • Land Bank of the Philippines
  • Malayan Savings Bank
  • Maybank Phils.
  • Metropolitan Bank and Trust Company
  • Omnipay, Inc.
  • Partner Rural Bank (Cotabato), Inc.
  • Paymaya
  • Philippine Bank of Communications
  • Philippine Business Bank, Inc.
  • Philippine National Bank
  • Philippine National Bank Savings
  • Philippine Savings Bank
  • Philippine Trust Company
  • RCBC Savings
  • Rizal Commercial Banking Corp.
  • Robinsons Bank
  • Security Bank
  • Sterling Bank
  • Sun Savings Bank
  • Union Bank of the Philippines
  • United Coconut Planters Bank
  • Yuanta Savings Bank

Transfer Funds Using the BDO Mobile App:

1. Launch the BDO Personal Banking App

Open the BDO mobile app and log in to your account.

2. Tap “Send Money”

Navigate to the “Send Money” option and select “To Another Local Bank.”

3. Enter Sender and Receiver Details

Fill in necessary details: transaction type, amount, destination bank, account number, receiver’s name, mobile number, and purpose of transaction.

4. Choose “BPI / BPI Family Savings Bank via InstaPay”

If you’re transferring to a BPI account, select this option for accurate fund routing.

5. Fill in Template Details

Provide a template name and description for future transactions. Click “CONFIRM.”

6. Review and Continue

Double-check transaction details and click “CONTINUE” to complete the process.

Your money has been sent successfully! The transaction may take some time to reflect on your account, so be patient.

Transfer Fee

The transfer fee from BDO to other banks (e.g., BPI, Metrobank, Landbank) is ₱25. Online BDO to BDO transfers are free.

Transfer Time:

Transfers are credited to the recipient’s account almost immediately.

Transaction Limit:

Customers can transfer funds up to ₱50,000 per transaction with no limits per day. The minimum sending amount for BDO is ₱100.

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