Don’t forget to Pay the SSS loan regularly and stay protected from consequences. SSS contribution offers permission to get a salary loan and much more. But if you cannot pay them on time, it impacts future loans and retirement benefits such as medical and health. Most people are confused about How to pay an SSS loan using GCash?
SSS customers can pay the loan using GCash. Along with a verified account, paying is a breeze. RTPL (Real-Time Processing of Loan) makes the process simple. You can quickly pay your loan through a mobile phone and save time.
In this topic, we will show How you pay an SSS loan using GCash?
Before that, you should know what SSS is. Without it, you can face complexities in paying process. Without further ado, let’s get to the topic!
What is SSS Loan?
SSS (Social Security System) provides a loan in the short term. People who need financial aid either for personal reasons or to recover from natural disasters need SSS loans. SSS Salary loans permit the clients to get money as loans in small amounts depending on their records.
Regardless of the type of SSS loan, ensure to pay on time or before the due date. It will lead to penalties and contract termination, making it complex to pay in the future. If you are late or fail to repay loans, SSS will not send the debt collector or letter showing the legal action against you.
But there is one condition you can’t get another loan from SSS as long as the previous one is unpaid. They will also cut the benefits associated with loans, such as retirement salary, medical checkups, and accidents (death).
However, you don’t want this to happen to you. That’s why pay your SSS on time or before the due date. Along with advancement, online banking and e-wallets apps are also common.
Through GCash, you got no reason not to pay the SSS loan on time. It’s simple to pay an SSS loan through GCash; you just need to open an account and add the amount in your wallet and your payment details. You don’t need to go to a neighbour’s SSS branch or any bank to pay your Loan.
Steps To Pay SSS Loan Using GCash
The steps to pay the SSS loan using GCash are following. Before that, log in and verify your account.
Step 1: Open The App And Click “Pay Bills”
The first step is to open the app and log in on Mobile phones. As you log in, look for the “Pay Bills” option and click on it.

Step 2: Click On “Government”
In a “Pay Bills” interface, look for categories and click on the “Government” icon. It shows the list of institutes that accept SSS loans online using GCash.

Step 3: Choose “SSS Loans- RTPL”
On the list of governments, the institute looks for “SSS Loans-RTPL “and clicks on it if you can’t find the type on the search bar.

Step 4: Type The Sss Loan Payment Details:
It’s an important step to type the payment details. But we’ve simplified this for you in the following so you can’t make a mistake.
- PRN: Type Your PRN (Payment Reference number) for a loan. You can see your PRN on My.SSS account by tapping on “PRN-LOANS”.
- Account Number: Type the account number. It is not an SSS number. You can also find AC no on My.SSS account by tapping “PRN-LOANS”.
- Payor type: The payor type in most situations is “Individual”.
- Country: Select the country in which you are. If you live in the Philippines, choose.
- Amount: Enter the payable amount. For consolidated loans, always enter the exact amount.
- Email Address: It’s an optional step. Just type your email address to get the notification at the time of payment.
When you fill all the fields, click “NEXT” and continue.


Step 5: Recheck Payment Details
Recheck the detail for your concern. Also, double-check the PRN as GCash does not verify whether it is accurate. Wrong PRN causes the loss of money and transaction Failure. When you are sure the details are correct, click “CONFIRM” for submission.

Step 6: Payment Successful
Suppose everything works well, then SSS loan processes and submit in no time. You will receive the text message from GCash:
However, if you face an error on the GCash app during payment submission, check whether the payment is deducted from GCash or not. If the balance is the same, then try to pay another time. That payment is a success if the amount is deducted from the GCash wallet. Just wait for the confirmation message of a successful transaction.
How To Add A Favorite Biller?
For time-saving, you can add your favourite biller. It will make the billing easy. Let’s see how you can do this:
- On the GCash app, select “Pay Bills”.
- Click on “Add Biller” right under the favourite’s biller option.
- Look for “SSS loans-RTPL” or just scroll in the biller list.
- Along with payment details, add the preferred Biller name. You can also set the monthly remainder in GCash. Once you complete the payment process information, click “NEXT”.
- In Favorite Biller, you can see the saved biller and the preferable biller name you have saved.
Conclusion:
GCash user gets a lot of advantages apart from paying online SSS loans. It’s good to know that know SSS loans pay through the GCash app, which is easy and save you the time and effort of going to the branch. RTPL makes online payment possible. You can pay the loans in real-time and receive the confirmation message. There is no need to go to a branch to check If the payment is successful or if there is any error. Or, if there is any query, you may ask in the comment box.
Also Check: How to Pay Meralco using Gcash in 2022?
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