10 Legit & Easy Ways to Make Money with GCash 2024

There are several ways to earn money through GCash, a mobile wallet and online payment platform in the Philippines. GCash allows users to make money by typing, playing games, watching ads, tiktok videos, and inviting other people. In this article, we will explore some of these methods in more detail and provide tips on how to get started earning money through GCash.

Different Ways to Make Money with GCash:

Here are the 10 legit methods you can use to make money in GCash for free. You can also earn money from Shopee.

1. Sell prepaid Load:

If you want to make money without inviting other people, you can adopt this method. Simply you have to sell prepaid load to anyone. You can buy cellphone load for Smart, Globe, TNT, TM, and DITO ranging from ₱5 to ₱1,000, as well as prepaid promos.

make money with gcash by selling prepaid load

To start selling loads, navigate to the “Buy Load” section within the GCash app. Enter the recipient’s phone number and select the desired load amount. You can customize each transaction by adding a profit margin, let’s say Php 3-5. For example, if you sell a Php 100 load and add a Php 3 profit margin, the total payable amount would be Php 103.

Selling prepaid loads to friends or neighbors is an option you can consider if you have a lot of friends or neighbors. Your GCash app will automatically buy load for them whenever they request it. It is your profit that you keep after collecting the payment. Simple as that!

Earning Potential:

Now, let’s discuss the earning potential. If you manage to sell an average of 30 loads per day with a Php 5 profit per load, you could earn approximately Php 150 per day. This translates to around Php 4,500 per month. It’s important to note that actual earnings may vary based on factors such as the number of loads sold and the profit margin you set. Additionally, ensure that you comply with applicable regulations and register your business for a smooth operation.

2. Provide service of Cash-in & Cash-out:

make-money-with-gcash-by-selling-service-of-cash-in-and-cash-out (1)

Selling cash-in and cash-out services through GCash can be a profitable venture for individuals or businesses. By becoming a GCash partner or agent, you can offer convenient financial services to customers who need to add or withdraw cash from their GCash wallets. To get started, you’ll typically need to apply and fulfill the requirements set by GCash, including registering your business and undergoing necessary training.

Once approved, you can set up a physical location where customers can visit to avail of your services. Promote your cash-in and cash-out services through various marketing channels to attract customers. Consider setting competitive service fees for each transaction to generate revenue. Providing excellent customer service and ensuring smooth transactions will help build trust and loyalty among your customers. It’s essential to comply with all regulations and guidelines provided by GCash and relevant authorities. Regularly evaluate your services and seek customer feedback to improve and expand your cash-in and cash-out business.

Check out new GCash Loan Calculator Tool

Earning Potential:

Suppose you charge a service fee of 1% for cash-in and cash-out transactions. If you process an average of 50 transactions per day, each with an average value of Php 1,000, your daily revenue would be Php 500 (50 transactions x Php 1,000 x 1%).

Assuming you operate six days a week, here’s the breakdown of your potential earnings:

Weekly Revenue: 500 PHP x 6 days = 3,000 PHP
Monthly Revenue: 3,000 PHP x 4 weeks = 12,000 PHP

Keep in mind that these figures are for illustrative purposes only, and actual earnings may vary based on factors such as transaction volume, service fees, and market demand. It’s essential to assess the local market, competition, and adjust your pricing and marketing strategies accordingly to maximize your earning potential.

Number of Transactions per Day Average Transaction Value (in PHP) Service Fee (%) Daily Revenue (in PHP)
50 1,000 1%500

3. Refer a Friend

Refer and earn money (1)

One of the ways to earn money with GCash is through their referral program. By referring friends, family, or acquaintances to sign up for GCash and actively use the app, you can earn rewards and potentially increase your earnings. Let’s explore how this referral program works and the earning potential it offers.

For each successful referral, GCash may provide a referral reward to both the referrer and the new user. Let’s consider an example to illustrate the earning potential:

Earning Potential:

Suppose GCash offers a referral reward of Php 50 for both the referrer and the new user who completes the referral requirements. If you manage to refer 10 people per week who fulfill the criteria, you would earn Php 500 (10 referrals x Php 50 reward).

Weekly Revenue: 500 PHP x 6 days = 3,000 PHP
Monthly Revenue: 3,000 PHP x 4 weeks = 12,000 PHP

Keep in mind that these figures are for illustrative purposes only, and actual earnings may vary based on factors such as transaction volume, service fees, and market demand. It’s essential to assess the local market, competition, and adjust your pricing and marketing strategies accordingly to maximize your earning potential.

Number of Referrals Referral Reward per Referral (in PHP) Total Earnings (in PHP)

Please note that the referral rewards, number of referrals, and earning potential may vary based on the specific terms and conditions set by GCash at any given time. It’s important to review the current referral program details provided by GCash for accurate and up-to-date information on the earning potential through referrals.

4. Play Different Games:

make money by playing games (1)

GCash offers an exciting opportunity to earn money by playing games through their app. This unique feature allows users to enjoy entertaining games while potentially earning rewards and cash prizes. Let’s explore how you can participate in the gaming experience, the process involved, and the earning potential it offers.


  1. Access the Games Section: Open the GCash app and navigate to the Games section, usually located in the main menu or a dedicated tab.
  2. Choose a Game: Browse through the available games and select the one that interests you. GCash offers a variety of games to cater to different preferences.
  3. Play and Earn: Start playing the game and aim to achieve high scores or complete certain objectives. As you progress and accomplish milestones, you may earn rewards, coins, or points.
  4. Redeem or Convert Rewards: Once you have accumulated a certain amount of rewards or points, you can redeem them for various prizes, vouchers, or even cash. GCash provides options to convert your earned rewards into real money that can be used for transactions or withdrawn.

Visit this link to get more info https://www.gcash.com/gguide-play-to-earn-with-gcash

Earning Potential:

Suppose you actively play games on GCash and earn coins that can be converted to cash. Let’s assume the conversion rate is Php 1 for every 100 coins earned.

Weekly Earnings: If you consistently earn 1,000 coins per day, your daily earnings would be Php 10 (1,000 coins / 100 coins x Php 1). Over the course of a week, you would accumulate 7,000 coins and earn Php 70 (7 days x Php 10).

Monthly Earnings: Expanding the earning potential to a monthly basis, let’s assume you maintain the same rate of earning 1,000 coins per day. In a month (30 days), you would accumulate 30,000 coins and earn Php 300 (30 days x Php 10).

Daily Coins Earned Daily Earnings (in PHP) Weekly Earnings (in PHP) Monthly Earnings (in PHP)
1,000 1070300

Please note that the earning potential may vary based on factors such as the number of coins earned per day, conversion rates, and GCash’s specific terms and promotions related to game earnings. It’s important to refer to the GCash app and stay updated on their latest offerings for the most accurate and up-to-date information on the earning potential through playing games.

5. Pay Bills through GCash:

earn money by paying bills on behalf of customers (1)

Did you know that you can actually make money by offering bills payment services? By becoming a bills payment agent or partner, you can earn commissions for facilitating bill payments on behalf of customers. It’s a convenient way to help others manage their bills while generating income for yourself.

Suppose you charge a service fee of 5% for each bill payment transaction, and on average, you process 100 bill payments per month, with an average bill amount of Php 1,000.

Earning Potential:

Monthly Earnings: Total Transaction Value = 100 bill payments x Php 1,000 = Php 100,000 Earnings (5% of Total Transaction Value) = 0.05 x Php 100,000 = Php 5,000

With this example, you could potentially earn Php 5,000 in a month through bill payment services.

Service Fee (%) Number of Bill Payments per Month Average Bill Amount (in PHP) Total Transaction Value (in PHP) Earnings (in PHP)
5% 1001,000 100,000 5,000

It’s important to note that the earning potential may vary based on factors such as the number of bill payments processed, the service fee charged, and the market demand for bill payment services in your area. It’s advisable to assess the local market, competition, and adjust your pricing strategy accordingly to maximize your earning potential.

6. Offer Loan through Credit:

make money through investment (1)

Offering loans through credit is a potential avenue to earn money by providing financial assistance to individuals or businesses. As a lender, you can earn interest on the amount loaned, generating income from the interest payments made by borrowers.

Before offering loan:

  1. Assess Borrower’s Creditworthiness: Before offering a loan, evaluate the borrower’s creditworthiness by considering their credit history, income, and ability to repay the loan.
  2. Determine Loan Terms: Set the loan amount, interest rate, repayment period, and any additional fees or charges. Ensure that the terms are fair and in compliance with legal requirements.
  3. Disburse Loan and Collect Payments: Once the loan is approved, disburse the funds to the borrower. Establish a repayment schedule and collect timely payments, including interest and any applicable fees.

Earning Potential:

Suppose you lend Php 50,000 to a borrower at an interest rate of 10% per annum for a period of one year.

Total Interest Earned = Loan Amount (Php 50,000) x Interest Rate (10%) = Php 5,000

In this example, by charging a 10% interest rate on the loan, you could potentially earn Php 5,000 in interest over one year.

Loan Amount (in PHP) Loan Amount (in PHP) Repayment Period Total Interest Earned (in PHP)
50,000 101 Year5,000

It’s important to note that the earning potential may vary based on factors such as the loan amount, interest rate, repayment period, and the number of loans provided. Additionally, it’s crucial to assess the borrower’s creditworthiness and follow legal and ethical practices in lending. Consulting with financial professionals and adhering to regulatory requirements is recommended to ensure a sustainable and profitable lending venture.

7. Earn through Investment:

invest and earn

Investing in GFunds through GCash offers a potential avenue to grow your wealth and earn returns. GFunds are managed by professional fund managers and provide access to a diversified portfolio of assets. Here are some details and an example of the potential earnings:

  1. Choose a GFund: GCash offers a range of GFunds, each with its investment objective and risk profile. You can choose the fund that aligns with your financial goals and risk tolerance.
  2. Invest with Convenience: Get started with investing in GFunds through GCash with a minimum investment amount as low as Php 50. This affordability makes it accessible to a wide range of individuals.
  3. Track Performance and Earnings: Monitor the performance of your GFund investment through the GCash app. Keep an eye on the fund’s net asset value per unit (NAVPU) and any distributions or dividends earned.

Earning Potential:

Suppose you invest Php 10,000 in a GFund with an average annual return of 8%.

After one year, the potential earnings can be calculated as follows:

Earnings = Investment Amount (Php 10,000) x Annual Return (8%) = Php 800

In this example, by investing Php 10,000 in a GFund with an average annual return of 8%, you could potentially earn Php 800 in one year.

Investment Amount (in PHP) Annual Return (%) Potential Earnings (in PHP)
10,000 8800

It’s important to note that the actual earnings and returns may vary based on market conditions and the performance of the GFund. Past performance is not indicative of future results. Therefore, conducting thorough research, understanding the risks involved, and seeking professional advice can help you make informed investment decisions.

8. Earn interest by saving money

Put your extra cash in GCash savings if you have any lying around. With GCash, you can deposit your money in a high-interest savings account instead of a bank account that pays less than 1% interest.

The interest rate on GCash is 3.10% per year. GCash savings accounts allow you to deposit up to $100,000 per year, earning you interest of up to $3,100. There is a Philippine Deposit Insurance Corporation (PDIC) that insures all deposits.


A leading bank in Southeast Asia, CIMB Bank Philippines powers your GCash savings account. Make sure you verify your GCash account first, as it’s only available to semi- and fully verified users.

You can access your GCash savings account by opening the GCash app and clicking “Save Money.” Then, click “Deposit” to deposit money from your wallet.

Earning Potential:

Suppose you deposit Php 50,000 into a savings account or digital wallet with an annual interest rate of 2%.

Potential Earnings = Savings Amount (Php 50,000) x Interest Rate (2%) = Php 1,000 per year

In this example, by saving Php 50,000 in an account or digital wallet with an annual interest rate of 2%, you could potentially earn Php 1,000 in one year.

Savings Amount (in PHP) Annual Interest Rate (%) Potential Earnings (in PHP)
50,000 21,000

9. Earn Money through Ads

One way to earn money in GCash by watching ads is through the GCash Watch & Earn feature. This feature allows you to earn rewards by watching short ads or videos on your phone. To use the Watch & Earn feature, you need to have a GCash account and the GCash app installed on your phone. Here’s how to use the Watch & Earn feature:

  1. Open the GCash app on your phone and log in to your account.
  2. Tap the “Discover” icon at the bottom of the screen.
  3. Scroll down and tap the “Watch & Earn” icon.
  4. Choose an ad or video to watch. You’ll need to watch the ad or video for a certain amount of time to earn a reward.
  5. After watching the ad or video, you’ll receive a notification with your reward amount.
  6. Tap the notification to claim your reward. Your reward will be credited to your GCash wallet.

Keep in mind that the availability and number of ads or videos available to watch may vary, and the amount of money you can earn from watching ads may also vary. Additionally, the Watch & Earn feature is only available in certain countries.

Earning Potential:

As the earning potential may vary, it is challenging to provide a specific example. However, let’s consider a hypothetical scenario where you watch ads and earn an average of Php 1 per ad. If you watch 10 ads per day, your potential daily earnings would be Php 10. Over a month (30 days), your potential earnings could amount to Php 300.

10. Earn through Cashback feature:

earn through cashback feature (1)

The GCash Cashback feature provides a unique opportunity for users to earn money while spending. By simply using GCash for your daily transactions, you can enjoy cash rewards that add up over time. It’s a convenient way to make your purchases work for you and boost your earnings effortlessly.

Earning Potential:

Suppose you frequently use GCash for various transactions such as groceries, bills payment, and online shopping. On average, your monthly spending amounts to Php 10,000.

Assuming a cashback rate of 1% on eligible transactions, your potential cashback earnings would be:

Cashback Earnings = Monthly Spending (Php 10,000) x Cashback Rate (1%) = Php 100

In this example, by using GCash and earning a 1% cashback on your monthly spending of Php 10,000, you can potentially earn Php 100 in cashback rewards.

How to Earn Money in GCash by watching TikTok Videos?

It is not possible to earn money in GCash by watching TikTok videos. However, there may be other ways to earn money by creating and sharing TikTok videos. For example, you may be able to earn money through sponsored content or by becoming a TikTok influencer and partnering with brands to promote their products or services in your videos.

You can also monetize your TikTok videos by enabling ads on your account and earning a share of the ad revenue.

Keep in mind that earning money through TikTok requires a lot of hard work and dedication, and it is not guaranteed. It is important to be aware of any potential risks and to do your own research before committing to any opportunities to earn money through TikTok or any other platform.

How to earn Money through GCash as a student?

You can adopt any of the above method to make money even if you are a student. These all are the legit ways.

Disclaimer: It is not intended to be financial investment advice and is only intended for informational purposes. These methods are not guaranteed to make you money. If you are thinking about making a financial decision, you should consult with a qualified investment professional. Keep visiting https://techno2.net/ for latest information about tech in Philippines.

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